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  • FTC Amends Free Credit Reports Rule

    Advertising for "free credit reports"now requires  new disclosures to help consumers avoid confusing free offers.

  • How to Establish Credit
    No person was born with credit (good or bad). Each person has to establish credit on his or her own.
  • Establishing Good Credit
    It is not as tough to establish or rebuild credit as you may think.
  • Credit Cards
    Credit cards are now becoming easier to get and at a younger age.
  • Mastering Your Credit Card Debt Load
    Depending on your spending habits and how you manage your money, a credit card can be used as a convenience tool or as a ticket to your financial ruin.
  • 10 Rules For Managing Credit Cards
    Depending on your spending habits and money management skills, credit cards can be a useful financial tool or a ticket to financial ruin.
  • Fair Debt Collection Practices Act
    The Fair Debt Collection Practices Act (FDCPA) was enacted in 1996 to protect individuals from all debt collectors.

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