- FTC Amends Free Credit Reports Rule
Advertising for "free credit reports"now requires new disclosures to help consumers avoid confusing free offers.
- How to Establish Credit
No person was born with credit (good or bad). Each person has to establish credit on his or her own. - Establishing Good Credit
It is not as tough to establish or rebuild credit as you may think. - Credit Cards
Credit cards are now becoming easier to get and at a younger age. - Mastering Your Credit Card Debt Load
Depending on your spending habits and how you manage your money, a credit card can be used as a convenience tool or as a ticket to your financial ruin. - 10 Rules For Managing Credit Cards
Depending on your spending habits and money management skills, credit cards can be a useful financial tool or a ticket to financial ruin. - Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) was enacted in 1996 to protect individuals from all debt collectors.